BUFFALO, N.Y. (WKBW) — With open enrollment just around the corner, I spoke with a health insurance representative, George Rodriguez of Fidelis Care, who discussed open enrollment concerns and misconceptions.
Me: What's new this year?
Rodriguez: Every year there's different benefit designs. There is an expansion of our essential plan where people under 250 percent of the federal poverty level are now qualifying for a more affordable health insurance options.
Me: The biggest mistakes that people make?
Rodriguez: The misconception of not knowing and making sure that people understand there are options for them.
Me: To those watching whose employers do not offer health insurance what do you want to say to them?
Rodriguez: Don't go around without having health insurance. Get educated, reach out to Fidelis Care and we will support you through the process.
Me: What's the biggest misconception?
Rodriguez: Continues to be income. Individuals think that because they are making X amount of dollars they don't qualify.
Me: Some examples of when you can make changes?
Rodriguez: There might be life-changing events whether it be your family is growing, you losing your employment or an income change or you're moving.
Me: Any criteria that make it more affordable such as making healthy lifestyle choices, not smoking and such?
Rodriguez: Well those are member incentives that we actually promote for individuals that are doing their due diligence, following up with the doctor and getting their vaccines on time.
Me: Can you give an example of what some of those rewards look like?
Rodriguez: They're financial rewards. There might be a $50 gift card depending on the situation.
Me: The dates of open enrollment are what?
Rodriguez: November 1 through December 15.
